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Promoting Access and Affordability in Workplace Health Coverage

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Published Nov 18, 2024 • by AHIP

More than 180 million Americans receive health coverage through work – and many are currently exploring the benefits available to them right now during open enrollment.

Why it matters: Many employers schedule their open enrollment periods at the end of the year, making this an important time for workers choosing employer-provided health plans that will best suit their needs and those of their loved ones.

Thanks to robust competition among health insurance plans in every state, employees continue to benefit from dependable access to high-quality, affordable care.

Access: Nine in 10 American workers are employed by a company that offers benefits.

Affordability: On average, employers pay 83% of employees’ health coverage costs for a single person, and 72% for a family.

From comprehensive health insurance and income protection to dental and vision benefits, employer-provided coverage provides Americans with real choices and control in their coverage and care.

The bottom line: A strong majority of consumers (75%) say they are satisfied with their employer-provided coverage. As they enroll in their plan of choice for 2025, it’s key that policymakers in both parties' support and strengthen workplace coverage for years to come.

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